£20,000 fund ISA

£20k index fund ISA fees

A plain UK scenario for someone using a Stocks & Shares ISA mainly for open-ended index funds, not US shares or active trading.

Scenario page No advice, fees only Last checked

Assumptions

What this page models

  • £20,000 current balance
  • Investment type set to index or mutual funds
  • No monthly contribution, so no annual trades are modelled
  • No US-stock FX assumption

This page is deliberately narrow. It is not trying to name the best ISA; it answers a fee question: what does the platform wrapper cost for a £20,000 index fund ISA?

Providers that do not support open-ended funds are excluded unless the calculator says the holding would need to move into ETFs. Fund ongoing charges are excluded because they belong to the fund, not the ISA platform.

Educational fee comparison only. This is not financial advice, tax advice, or a recommendation to use any provider. Fees, eligibility, investment access, and promotions change; verify the current provider fee schedule before opening or transferring an ISA.

Open this scenario in the calculator

Calculator-backed ranking

Estimated annual costs

iWeb Stocks and Shares ISA is currently the lowest-cost exact match in this model at £0.00 per year, before fund ongoing charges, market spreads, stamp duty, and any provider-specific extras.

1. iWeb

Stocks and Shares ISA

Not flexible · Funds, shares and ETFs

Estimated annual cost£0.00
Platform£0.00Trading£0.00FX£0.00

2. Dodl

Investment ISA

Not flexible · Funds, shares and ETFs

Estimated annual cost£30.00
Platform£30.00Trading£0.00FX£0.00

3. Vanguard

Self-managed ISA

Flexible ISA · Funds and ETFs, no individual shares

Estimated annual cost£48.00
Platform£48.00Trading£0.00FX£0.00

4. AJ Bell

Stocks and Shares ISA

Not flexible · Funds, shares and ETFs

Estimated annual cost£50.00
Platform£50.00Trading£0.00FX£0.00

5. Freetrade

Standard

Flexible ISA · Funds, shares and ETFs

Estimated annual cost£59.88
Platform£59.88Trading£0.00FX£0.00